Freedom Mobile has launched a new program called ‘MyTab+’ that lets customers extend phone financing beyond the mandated two-year limit.
Spotted by people over on the Freedom Mobile subreddit, the carrier appears to have added MyTab+ to its terms of service on March 9. Moreover, Freedom now has a page on its website about MyTab+.
According to the website, MyTab+ “gives you an easy way to keep your phone, without an upfront payment by spreading the TradeUp value over a new 24-month term.”
Typically, Freedom’s TradeUp program works by giving customers a lower monthly financing cost for 24 months, as long as customers agree to return the phone or pay the difference at the end of the term. But with MyTab+, customers can choose to split the payment to keep the phone over a second 24-month term with a new contract.
As an example of how that will work, Freedom currently offers the iPhone 17 for $20/mo for 24 months on TradeUp with a minimum $50/mo plan. That breaks down with a savings of $288, TradeUp amount of $361, and a MyTab charge of $480 (the $20 you pay back over 24 months). At the end of your contract, you would typically need to pay the TradeUp amount to Freedom to keep the iPhone 17, or return the phone. But with MyTab+, you’ll be able to start a second 24-month contract for the $361 TradeUp amount, which would work out to about $15/mo.
Freedom’s MyTab+ will be a good option for those who like to keep their phones longer than two years, allowing them to spread out the cost more effectively. That said, it risks violating the Wireless Code’s 24-month financing restriction. The CRTC already made it clear that the Wireless Code limits device financing to 24 months when several Canadian carriers started offering 36-month financing options. But Freedom might skirt the restriction by splitting the financing into two separate terms.
Notably, Freedom’s MyTab+ follows the footsteps of Bell, which launched a similar program called Flex Option in September 2025. Bell’s Flex Option offers customers the ability to turn the device return payment into a 12-month financing agreement at the end of their original 24-month term.
