We pay our daughter $5,000 a month because she hasn’t worked in years

I suspect many parents will read your letter and nod. Parents are hardwired to help. They may not be sending $5,000 a month, but they’re paying rent, covering groceries, financing vacations, babysitting full-time or co-signing loans. They want to be emotionally available, supportive and nonjudgmental, and that is wonderful.